These Terms of Use govern your use of travelworldinsurance.com (the “Site”), operated by Travel
World Insurance, the assumed business name of TaiAn Financial LLC, an Indiana limited liability
company (“we,” “us”). By using the Site, you agree to these Terms. If you do not agree, please do
not use the Site.
Who we are
TaiAn Financial LLC (National Producer Number 16447413) is a licensed insurance agency. License
information is available upon request. We are not an insurance company. Coverage is underwritten
by the insurance companies whose plans we offer, and those companies, not us, decide eligibility,
issue policies, and pay claims.
Insurance information, quotes, and purchases
- Information on the Site, including plan descriptions and comparisons, is a general summary only. The actual policy documents control your coverage, benefits, exclusions, and limitations. Please read them carefully before you buy.
- Quotes are estimates based on the information you provide and are not a guarantee of coverage or price. Coverage begins only when the insurance company accepts your application and issues a policy.
- Some plans we offer may be issued by insurers that are not licensed (admitted) in your state, also known as surplus lines insurers. Coverage from these insurers is not protected by state insurance guaranty funds.
- Purchases are completed with the insurance company and are subject to its terms, including its cancellation and refund rules.
- You are responsible for making sure the information you provide is accurate and complete and that any plan you choose meets your visa, school, or sponsor requirements.
- Nothing on the Site is legal, tax, immigration, or medical advice.
Using the Site
You may use the Site for your personal, lawful purposes. You agree not to misuse it, for example by
submitting false information, interfering with its operation, attempting unauthorized access, or using
automated tools to scrape its content.
Intellectual property
The Site’s content, including text, graphics, logos, and the Travel World Insurance name and marks,
belongs to us or our licensors. You may not copy, republish, sell, or redistribute it without our written
permission.
Third-party websites
The Site links to websites we do not control, including insurance company enrollment pages. We are
not responsible for their content, terms, or privacy practices.
Disclaimers and limitation of liability
The Site is provided “as is.” We try to keep it accurate and available, but we do not guarantee that it
is complete, current, or error-free. To the fullest extent permitted by law, we are not liable for any
indirect, incidental, or consequential damages arising from your use of the Site. Nothing in these
Terms limits liability that cannot be limited under applicable law.
Privacy
Our Privacy Policy explains how we handle your personal information and is part of these Terms.
General
These Terms are governed by the laws of the State of Indiana, without regard to its conflict-of-law rules. If we provide a translated version of these Terms or the Privacy Policy, the English version controls. We may update these Terms by posting a revised version on this page; continued use of the Site means you accept the changes.
Contact us
Please send questions about these Terms through the contact form at travelworldinsurance.com/contact.